By Pamela Peterson
 Yes, you've flown the coop, and now you have to start taking care of all of those things Mom and Dad always took care of -- food, car insurance, keeping a roof over your head, etc.
One of the things which probably doesn't rank up there with cramming for finals, finishing up that paper, or going to the latest party is establishing credit. Still, it's probably worth a few moments of your time to check out these three easy steps for getting started.
Step 1. Get a student credit card.
There are many sites on-line. If you have a checking account, checking with your bank is always a good place to try. Typically banks give you a low limit, but that's fine -- you don't need a high limit. You should be able to find a card with no annual fee. Interest rates are not too important at this time because what you want to do with that first credit card is use it in lieu of cash, and then pay it off every month. However, you may as well shop |
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